Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Jaunpur branch in Jaunpur, Jaunpur, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Jaunpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000890. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Jaunpur, Jaunpur
Here are the key points that are associated with the IFSC Code ICIC0000890 of Icici Bank Limited for its branch located in Jaunpur, within the district of Jaunpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000890 |
| Branch | Jaunpur |
| City | Jaunpur |
| District | Jaunpur |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., 329, Wazidpur, Shahar Pargana Haveli, Jaunpur, Uttar Pradesh.222002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Jaunpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000890 for the Jaunpur branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jaunpur, Jaunpur, Uttar Pradesh, is provided a unique IFSC like ICIC0000890 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Jaunpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jaunpur and Jaunpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Jaunpur do not get misguided to another person.
Format of the IFSC Code ICIC0000890
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jaunpur in Jaunpur.
For example, the IFSC Code ICIC0000890 of Icici Bank Limited for the Jaunpur branch has these elements, identifying the bank and the branch location in Jaunpur and Uttar Pradesh correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0000890 of Icici Bank Limited for its Jaunpur branch located in Jaunpur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Jaunpur and Jaunpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jaunpur or Jaunpur to find the exact IFSC Code ICIC0000890.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Jaunpur will provide accurate information.
How to Use IFSC Code ICIC0000890 for Online Transfers?
Once you have the IFSC Code ICIC0000890 for the Jaunpur branch of Icici Bank Limited in Jaunpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000890. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000890.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Jaunpur in Jaunpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jaunpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jaunpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000890.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., 329, Wazidpur, Shahar Pargana Haveli, Jaunpur, Uttar Pradesh.222002 located in Jaunpur, Jaunpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.