Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Grain Market branch in Jamnagar, Jamnagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Jamnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0002472. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Grain Market, Jamnagar

The table below shows the main details of the IFSC Code ICIC0002472 for the Icici Bank Limited branch in Jamnagar, which falls under the Jamnagar district in Gujarat.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002472
Branch Grain Market
City Jamnagar
District Jamnagar
State Gujarat
Address Icici Bank Ltd., Plot No 343, Shree Ramkrushna Anaj Bhandar, Grain Market, Bardanwala Road, Jamnagar Gujarat.361001

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Jamnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002472 for the Grain Market branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Grain Market, Jamnagar, Gujarat, is provided a unique IFSC like ICIC0002472 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Jamnagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jamnagar and Jamnagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Grain Market do not get misguided to another person.

Format of the IFSC Code ICIC0002472

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Grain Market in Jamnagar.

For example, the IFSC Code ICIC0002472 of Icici Bank Limited for the Grain Market branch includes these elements, identifying the bank and the branch location in Jamnagar and Gujarat accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002472 of Icici Bank Limited for its Grain Market branch located in Jamnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jamnagar and Jamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Grain Market or Jamnagar to get the exact IFSC Code ICIC0002472.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Jamnagar that will provide accurate information.

How to Use IFSC Code ICIC0002472 for Online Transfers?

Once you have the IFSC Code ICIC0002472 for the Grain Market branch of Icici Bank Limited in Jamnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002472. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002472.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Grain Market in Jamnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Grain Market, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jamnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Grain Market, Jamnagar?

The IFSC Code is ICIC0002472.

Is the IFSC Code ICIC0002472 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Grain Market?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Grain Market branch?

The address of the branch is Icici Bank Ltd., Plot No 343, Shree Ramkrushna Anaj Bhandar, Grain Market, Bardanwala Road, Jamnagar Gujarat.361001 located in Jamnagar, Jamnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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