The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Greater Kailash Jammu branch in Jammu, Jammu, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0003406. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Greater Kailash Jammu, Jammu
Here are the main details that are associated with the IFSC Code ICIC0003406 of Icici Bank Limited for its branch located in Jammu, within the district of Jammu in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003406 |
| Branch | Greater Kailash Jammu |
| City | Jammu |
| District | Jammu |
| State | Jammu And Kashmir |
| Address | Icici Bank Ltd., Near Fowara Chowk, Greater Kailash, Chawadhi, Jammu , Jammu And Kashmir.180011 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Jammu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0003406 for the Greater Kailash Jammu branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Greater Kailash Jammu, Jammu, Jammu And Kashmir, is provided with a unique IFSC like ICIC0003406 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Jammu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jammu and Jammu.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Greater Kailash Jammu do not get mixed with another location.
Format of the IFSC Code ICIC0003406
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Greater Kailash Jammu in Jammu.
For example, the IFSC Code ICIC0003406 of Icici Bank Limited for the Greater Kailash Jammu branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0003406 of Icici Bank Limited for its Greater Kailash Jammu branch located in Jammu, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Jammu and Jammu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Greater Kailash Jammu or Jammu to get the exact IFSC Code ICIC0003406.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Jammu, then it will provide you proper information.
How to Use IFSC Code ICIC0003406 for Online Transfers?
If you have the IFSC Code ICIC0003406 for the Greater Kailash Jammu branch of Icici Bank Limited in Jammu, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0003406. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0003406.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Greater Kailash Jammu in Jammu, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Greater Kailash Jammu, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jammu manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0003406.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Near Fowara Chowk, Greater Kailash, Chawadhi, Jammu , Jammu And Kashmir.180011 located in Jammu, Jammu, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.