For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Chak Mohd Yaar branch in Jammu, Ranbir Singh Pora, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code ICIC0008218. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Chak Mohd Yaar, Jammu
Below in the table are the key details related to IFSC Code ICIC0008218 of Icici Bank Limited for its branch located in Jammu, within the district of Ranbir Singh Pora in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0008218 |
| Branch | Chak Mohd Yaar |
| City | Jammu |
| District | Ranbir Singh Pora |
| State | Jammu And Kashmir |
| Address | Icici Bank Ltd Khasra No 597 Village Chak Mohd Yaar Dist Jammu Jammu And Kashmir 181111 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Jammu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008218 for the Chak Mohd Yaar branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Chak Mohd Yaar, Jammu, Jammu And Kashmir, is provided a unique IFSC like ICIC0008218 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Jammu.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jammu and Ranbir Singh Pora.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Chak Mohd Yaar do not get misguided to another person.
Format of the IFSC Code ICIC0008218
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chak Mohd Yaar in Jammu.
For example, the IFSC Code ICIC0008218 of Icici Bank Limited for the Chak Mohd Yaar branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0008218 of Icici Bank Limited for its Chak Mohd Yaar branch located in Jammu, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Jammu and Ranbir Singh Pora, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chak Mohd Yaar or Jammu to get the exact IFSC Code ICIC0008218.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Jammu, you'll get the correct details.
How to Use IFSC Code ICIC0008218 for Online Transfers?
Once you have the IFSC Code ICIC0008218 for the Chak Mohd Yaar branch of Icici Bank Limited in Jammu, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0008218. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008218.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Chak Mohd Yaar in Jammu, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chak Mohd Yaar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jammu manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chak Mohd Yaar Jammu branch is ICIC0008218.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd Khasra No 597 Village Chak Mohd Yaar Dist Jammu Jammu And Kashmir 181111.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.