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IFSC Code of Icici Bank Limited, Akhnoor, Akhnoor, Jammu And Kashmir — ICIC0002545

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Akhnoor branch in Jammu, Akhnoor, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Jammu or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code ICIC0002545. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Akhnoor, Jammu

Here are the main details that are associated with the IFSC Code ICIC0002545 of Icici Bank Limited for its branch located in Jammu, within the district of Akhnoor in the state of Jammu And Kashmir.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002545
Branch Akhnoor
City Jammu
District Akhnoor
State Jammu And Kashmir
Address Icici Bank Ltd., Station Headquarter, Akhnoor Military Station, Akhnoor,Dist. Jammu, Jammu And Kashmir.181201

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Jammu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002545 for the Akhnoor branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Akhnoor, Jammu, Jammu And Kashmir, are allotted a unique IFSC like ICIC0002545 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jammu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jammu and Akhnoor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Akhnoor reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code ICIC0002545

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Akhnoor in Jammu.

For example, the IFSC Code ICIC0002545 of Icici Bank Limited for the Akhnoor branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002545 of Icici Bank Limited for its Akhnoor branch located in Jammu, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jammu and Akhnoor, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Akhnoor or Jammu to get the exact IFSC Code ICIC0002545.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Jammu, you'll get the correct details.

How to Use IFSC Code ICIC0002545 for Online Transfers?

Once you have the IFSC Code ICIC0002545 for the Akhnoor branch of Icici Bank Limited in Jammu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0002545. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002545.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Akhnoor in Jammu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Akhnoor, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jammu to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Akhnoor Jammu?

The IFSC Code of the Akhnoor Jammu branch is ICIC0002545.

Is IFSC Code ICIC0002545 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Akhnoor branch?

The branch is located at Icici Bank Ltd., Station Headquarter, Akhnoor Military Station, Akhnoor,Dist. Jammu, Jammu And Kashmir.181201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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