The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jalpaiguri branch in Jalpaiguri, Jalpaiguri, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0000899. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jalpaiguri, Jalpaiguri

Below in the table are the key details related to IFSC Code ICIC0000899 of Icici Bank Limited for its branch located in Jalpaiguri, within the district of Jalpaiguri in the state of West Bengal.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000899
Branch Jalpaiguri
City Jalpaiguri
District Jalpaiguri
State West Bengal
Address Icici Bank Ltd., Merchant Road, Opp. District Judges Courtward No. V, P.O / P.S Dist. Jalpaiguri, West Bengal.735101

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Jalpaiguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000899 for the Jalpaiguri branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jalpaiguri, Jalpaiguri, West Bengal, is provided a unique IFSC like ICIC0000899 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Jalpaiguri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jalpaiguri and Jalpaiguri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Jalpaiguri do not get misguided to another person.

Format of the IFSC Code ICIC0000899

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jalpaiguri in Jalpaiguri.

For example, the IFSC Code ICIC0000899 of Icici Bank Limited for the Jalpaiguri branch has these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0000899 of Icici Bank Limited for its Jalpaiguri branch located in Jalpaiguri, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Jalpaiguri and Jalpaiguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Jalpaiguri or Jalpaiguri to get the exact IFSC Code ICIC0000899.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Jalpaiguri, then it will provide you proper information.

How to Use IFSC Code ICIC0000899 for Online Transfers?

Once you have the IFSC Code ICIC0000899 for the Jalpaiguri branch of Icici Bank Limited in Jalpaiguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000899. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000899.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Jalpaiguri in Jalpaiguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jalpaiguri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Jalpaiguri, Jalpaiguri?

The IFSC Code is ICIC0000899.

Is the IFSC Code ICIC0000899 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Jalpaiguri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jalpaiguri branch?

The address of the branch is Icici Bank Ltd., Merchant Road, Opp. District Judges Courtward No. V, P.O / P.S Dist. Jalpaiguri, West Bengal.735101 located in Jalpaiguri, Jalpaiguri, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.