Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Alipurduar, West Bengal branch in Jalpaiguri, Alipur Duar, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0000898. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Alipurduar, West Bengal, Jalpaiguri
Here are the key points that are associated with the IFSC Code ICIC0000898 of Icici Bank Limited for its branch located in Jalpaiguri, within the district of Alipur Duar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000898 |
| Branch | Alipurduar, West Bengal |
| City | Jalpaiguri |
| District | Alipur Duar |
| State | West Bengal |
| Address | Icici Bank Ltd., Modi Associates, Maya Talkies Rd., Near Chowpathy, Alipurduar West Bengal.736121 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Jalpaiguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000898 for the Alipurduar, West Bengal branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Alipurduar, West Bengal, Jalpaiguri, West Bengal, is provided with a unique IFSC like ICIC0000898 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Jalpaiguri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jalpaiguri and Alipur Duar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Alipurduar, West Bengal do not get mixed with another location.
Format of the IFSC Code ICIC0000898
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alipurduar, West Bengal in Jalpaiguri.
For example, the IFSC Code ICIC0000898 of Icici Bank Limited for the Alipurduar, West Bengal branch includes these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0000898 of Icici Bank Limited for its Alipurduar, West Bengal branch located in Jalpaiguri, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Jalpaiguri and Alipur Duar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Alipurduar, West Bengal or Jalpaiguri to find the exact IFSC Code ICIC0000898.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Jalpaiguri will provide accurate information.
How to Use IFSC Code ICIC0000898 for Online Transfers?
Once you have the IFSC Code ICIC0000898 for the Alipurduar, West Bengal branch of Icici Bank Limited in Jalpaiguri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000898. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000898.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Alipurduar, West Bengal in Jalpaiguri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Alipurduar, West Bengal, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000898.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Modi Associates, Maya Talkies Rd., Near Chowpathy, Alipurduar West Bengal.736121 located in Jalpaiguri, Alipur Duar, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.