The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jandiala, Punjab branch in Jalandhar, Jundiala, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0001513. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Jandiala, Punjab, Jalandhar
Here are some of the key details that come with the IFSC Code ICIC0001513 of Icici Bank Limited for its branch located in Jalandhar, within the district of Jundiala in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001513 |
| Branch | Jandiala, Punjab |
| City | Jalandhar |
| District | Jundiala |
| State | Punjab |
| Address | Icici Bank Ltd., Sant Complex Goraya Road, Manjiki Tehsil Phillaur, Jandiala, Dist.Jalandhar, Punjab.144033 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001513 for the Jandiala, Punjab branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jandiala, Punjab, Jalandhar, Punjab, are allotted a unique IFSC like ICIC0001513 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jalandhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jalandhar and Jundiala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Jandiala, Punjab reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code ICIC0001513
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jandiala, Punjab in Jalandhar.
For example, the IFSC Code ICIC0001513 of Icici Bank Limited for the Jandiala, Punjab branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0001513 of Icici Bank Limited for its Jandiala, Punjab branch located in Jalandhar, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Jalandhar and Jundiala, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Jandiala, Punjab or Jalandhar to get the exact IFSC Code ICIC0001513.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Jalandhar, then it will provide you proper information.
How to Use IFSC Code ICIC0001513 for Online Transfers?
If you have the IFSC Code ICIC0001513 for the Jandiala, Punjab branch of Icici Bank Limited in Jalandhar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001513. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001513.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Jandiala, Punjab in Jalandhar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Jandiala, Punjab, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalandhar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001513.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Sant Complex Goraya Road, Manjiki Tehsil Phillaur, Jandiala, Dist.Jalandhar, Punjab.144033 located in Jalandhar, Jundiala, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.