The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jallandharnurmahal branch in Jalandhar, Nurmahal, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0000079. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jallandharnurmahal, Jalandhar

Here are some of the key details that come with the IFSC Code ICIC0000079 of Icici Bank Limited for its branch located in Jalandhar, within the district of Nurmahal in the state of Punjab.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000079
Branch Jallandharnurmahal
City Jalandhar
District Nurmahal
State Punjab
Address Icici Bank Ltd., Mandi Road, Near Roop Marriage Palace, Nurmahal, Jallandhar, Punjab.144039

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Jalandhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000079 for the Jallandharnurmahal branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jallandharnurmahal, Jalandhar, Punjab, is provided a unique IFSC like ICIC0000079 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Jalandhar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jalandhar and Nurmahal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Jallandharnurmahal do not get misguided to another person.

Format of the IFSC Code ICIC0000079

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jallandharnurmahal in Jalandhar.

For example, the IFSC Code ICIC0000079 of Icici Bank Limited for the Jallandharnurmahal branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0000079 of Icici Bank Limited for its Jallandharnurmahal branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Jalandhar and Nurmahal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Jallandharnurmahal or Jalandhar to get the exact IFSC Code ICIC0000079.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Jalandhar, then it will provide you proper information.

How to Use IFSC Code ICIC0000079 for Online Transfers?

Once you have the IFSC Code ICIC0000079 for the Jallandharnurmahal branch of Icici Bank Limited in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000079. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000079.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Jallandharnurmahal in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Jallandharnurmahal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jalandhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Jallandharnurmahal Jalandhar?

The IFSC Code of the Jallandharnurmahal Jalandhar branch is ICIC0000079.

Is IFSC Code ICIC0000079 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Jallandharnurmahal branch?

The branch is located at Icici Bank Ltd., Mandi Road, Near Roop Marriage Palace, Nurmahal, Jallandhar, Punjab.144039.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.