There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Chandikhol branch in Jajpur, Chandikhol, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Jajpur or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code ICIC0002034. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chandikhol, Jajpur

The table below shows the main details of the IFSC Code ICIC0002034 for the Icici Bank Limited branch in Jajpur, which falls under the Chandikhol district in Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002034
Branch Chandikhol
City Jajpur
District Chandikhol
State Odisha
Address Icici Bank Ltd., At.Rout Market Complex, Chandikhol Chaak, Po.Sunguda, Dist.Jajpur, Chandikhol, Odisha.754296

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Jajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002034 for the Chandikhol branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chandikhol, Jajpur, Odisha, are allotted a unique IFSC like ICIC0002034 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jajpur and Chandikhol.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Chandikhol reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code ICIC0002034

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandikhol in Jajpur.

For example, the IFSC Code ICIC0002034 of Icici Bank Limited for the Chandikhol branch includes these elements, identifying the bank and the branch location in Jajpur and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002034 of Icici Bank Limited for its Chandikhol branch located in Jajpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jajpur and Chandikhol, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chandikhol or Jajpur to get the exact IFSC Code ICIC0002034.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Jajpur, you'll get the correct details.

How to Use IFSC Code ICIC0002034 for Online Transfers?

Once you have the IFSC Code ICIC0002034 for the Chandikhol branch of Icici Bank Limited in Jajpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002034. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002034.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Chandikhol in Jajpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chandikhol, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jajpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Chandikhol, Jajpur?

The IFSC Code is ICIC0002034.

Is the IFSC Code ICIC0002034 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Chandikhol?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chandikhol branch?

The address of the branch is Icici Bank Ltd., At.Rout Market Complex, Chandikhol Chaak, Po.Sunguda, Dist.Jajpur, Chandikhol, Odisha.754296 located in Jajpur, Chandikhol, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.