IFSC Code of Icici Bank Limited, Jowai, Meghalaya, Jowai, Meghalaya — ICIC0000960

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jowai, Meghalaya branch in Jaintia Hills, Jowai, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Jaintia Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code ICIC0000960. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jowai, Meghalaya, Jaintia Hills

Here are the key points that are associated with the IFSC Code ICIC0000960 of Icici Bank Limited for its branch located in Jaintia Hills, within the district of Jowai in the state of Meghalaya.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Jaintia Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000960 for the Jowai, Meghalaya branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jowai, Meghalaya, Jaintia Hills, Meghalaya, is provided a unique IFSC like ICIC0000960 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Jaintia Hills.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Jaintia Hills and Jowai.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Jowai, Meghalaya do not get misguided to another person.

Format of the IFSC Code ICIC0000960

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jowai, Meghalaya in Jaintia Hills.

For example, the IFSC Code ICIC0000960 of Icici Bank Limited for the Jowai, Meghalaya branch includes these elements, identifying the bank and the branch location in Jaintia Hills and Meghalaya accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000960 of Icici Bank Limited for its Jowai, Meghalaya branch located in Jaintia Hills, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Jaintia Hills and Jowai, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Jowai, Meghalaya or Jaintia Hills to get the exact IFSC Code ICIC0000960.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Jaintia Hills, you'll get the correct details.

How to Use IFSC Code ICIC0000960 for Online Transfers?

Once you have the IFSC Code ICIC0000960 for the Jowai, Meghalaya branch of Icici Bank Limited in Jaintia Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000960. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000960.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Jowai, Meghalaya in Jaintia Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jowai, Meghalaya, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jaintia Hills to handle online money transfers and get their cheques cleared smoothly.