For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Balitutha branch in Jagatsinghpur, Balituth, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Jagatsinghpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0002649. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Balitutha, Jagatsinghpur

Below in the table are the key details related to IFSC Code ICIC0002649 of Icici Bank Limited for its branch located in Jagatsinghpur, within the district of Balituth in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002649
Branch Balitutha
City Jagatsinghpur
District Balituth
State Odisha
Address Icici Bank Ltd., At Kankardia,Po Balitutha,Ps Kujanga, Distt Jagatsinghpur.754141

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Jagatsinghpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002649 for the Balitutha branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002649 is given to every bank branch, including Icici Bank Limited located in Balitutha, Jagatsinghpur, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jagatsinghpur and Balituth.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Balitutha doesn't end up at another location.

Format of the IFSC Code ICIC0002649

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balitutha in Jagatsinghpur.

For example, the IFSC Code ICIC0002649 of Icici Bank Limited for the Balitutha branch includes these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002649 of Icici Bank Limited for its Balitutha branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Jagatsinghpur and Balituth, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Balitutha or Jagatsinghpur to get the exact IFSC Code ICIC0002649.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Jagatsinghpur, you'll get the correct details.

How to Use IFSC Code ICIC0002649 for Online Transfers?

Once you have the IFSC Code ICIC0002649 for the Balitutha branch of Icici Bank Limited in Jagatsinghpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002649. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002649.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Balitutha in Jagatsinghpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Balitutha, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jagatsinghpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Balitutha, Jagatsinghpur?

The IFSC Code is ICIC0002649.

Is the IFSC Code ICIC0002649 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Balitutha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Balitutha branch?

The address of the branch is Icici Bank Ltd., At Kankardia,Po Balitutha,Ps Kujanga, Distt Jagatsinghpur.754141 located in Jagatsinghpur, Balituth, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.