IFSC Code of Icici Bank Limited, Huglichinsurah, Hugli Chinsurah, West Bengal — ICIC0002462

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Huglichinsurah branch in Hugli, Hugli Chinsurah, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Hugli or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code ICIC0002462. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Huglichinsurah, Hugli

Here are the key points that are associated with the IFSC Code ICIC0002462 of Icici Bank Limited for its branch located in Hugli, within the district of Hugli Chinsurah in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Hugli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002462 for the Huglichinsurah branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Huglichinsurah, Hugli, West Bengal, are allotted a unique IFSC like ICIC0002462 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Hugli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Hugli and Hugli Chinsurah.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Huglichinsurah reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code ICIC0002462

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Huglichinsurah in Hugli.

For example, the IFSC Code ICIC0002462 of Icici Bank Limited for the Huglichinsurah branch includes these elements, identifying the bank and the branch location in Hugli and West Bengal correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002462 of Icici Bank Limited for its Huglichinsurah branch located in Hugli, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Hugli and Hugli Chinsurah, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Huglichinsurah or Hugli to get the exact IFSC Code ICIC0002462.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Hugli, you'll get the correct details.

How to Use IFSC Code ICIC0002462 for Online Transfers?

If you have the IFSC Code ICIC0002462 for the Huglichinsurah branch of Icici Bank Limited in Hugli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002462. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0002462.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Huglichinsurah in Hugli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Huglichinsurah, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hugli to handle online money transfers and get their cheques cleared smoothly.