For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Bhadreswar branch in Hugli, Bhadreswar, Hugli, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Hugli or anywhere in Hugli can transfer funds instantly by using the correct IFSC Code ICIC0002420. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Bhadreswar, Hugli

Here are some of the key details that come with the IFSC Code ICIC0002420 of Icici Bank Limited for its branch located in Hugli, within the district of Bhadreswar in the state of Hugli.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002420
Branch Bhadreswar
City Hugli
District Bhadreswar
State Hugli
Address Icici Bank Ltd., 13/1 G.T Road,Bhadreswar Bazar,Ward No.16,P.S.Bhadreswar, Dist.Hooghly, West Bengal.712124

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Hugli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002420 for the Bhadreswar branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002420 is given to every bank branch, including Icici Bank Limited located in Bhadreswar, Hugli, Hugli, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Hugli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hugli and Bhadreswar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Hugli and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bhadreswar doesn't end up at another location.

Format of the IFSC Code ICIC0002420

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadreswar in Hugli.

For example, the IFSC Code ICIC0002420 of Icici Bank Limited for the Bhadreswar branch includes these elements, identifying the bank and the branch location in Hugli and Hugli correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002420 of Icici Bank Limited for its Bhadreswar branch located in Hugli, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Hugli and Bhadreswar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Bhadreswar or Hugli to get the exact IFSC Code ICIC0002420.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Hugli that will provide accurate information.

How to Use IFSC Code ICIC0002420 for Online Transfers?

If you have the IFSC Code ICIC0002420 for the Bhadreswar branch of Icici Bank Limited in Hugli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002420. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0002420.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Bhadreswar in Hugli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bhadreswar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hugli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Bhadreswar, Hugli?

The IFSC Code is ICIC0002420.

Is the IFSC Code ICIC0002420 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Bhadreswar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhadreswar branch?

The address of the branch is Icici Bank Ltd., 13/1 G.T Road,Bhadreswar Bazar,Ward No.16,P.S.Bhadreswar, Dist.Hooghly, West Bengal.712124 located in Hugli, Bhadreswar, Hugli.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.