IFSC Code of Icici Bank Limited, Garhdiwala, Garhdiwala, Punjab — ICIC0004473

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Garhdiwala branch in Hoshiarpur, Garhdiwala, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Hoshiarpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0004473. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Garhdiwala, Hoshiarpur

The table below shows the main details of the IFSC Code ICIC0004473 for the Icici Bank Limited branch in Hoshiarpur, which falls under the Garhdiwala district in Punjab.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Hoshiarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004473 for the Garhdiwala branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Garhdiwala, Hoshiarpur, Punjab, are allotted a unique IFSC like ICIC0004473 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Hoshiarpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Hoshiarpur and Garhdiwala.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Garhdiwala reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0004473

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Garhdiwala in Hoshiarpur.

For example, the IFSC Code ICIC0004473 of Icici Bank Limited for the Garhdiwala branch includes these elements, identifying the bank and the branch location in Hoshiarpur and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0004473 of Icici Bank Limited for its Garhdiwala branch located in Hoshiarpur, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Hoshiarpur and Garhdiwala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Garhdiwala or Hoshiarpur to get the exact IFSC Code ICIC0004473.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Hoshiarpur, then it will provide you proper information.

How to Use IFSC Code ICIC0004473 for Online Transfers?

Once you have the IFSC Code ICIC0004473 for the Garhdiwala branch of Icici Bank Limited in Hoshiarpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004473. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004473.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Garhdiwala in Hoshiarpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Garhdiwala, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hoshiarpur manage their online transfers and cheque clearances easily.