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IFSC Code of Icici Bank Limited, Narmadapuram, Hoshangabad, Madhya Pradesh — ICIC0000427

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Narmadapuram branch in Hoshangabad, Hoshangabad, or Madhya Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Hoshangabad or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0000427. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Narmadapuram, Hoshangabad

Here are the main details that are associated with the IFSC Code ICIC0000427 of Icici Bank Limited for its branch located in Hoshangabad, within the district of Hoshangabad in the state of Madhya Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000427
Branch Narmadapuram
City Hoshangabad
District Hoshangabad
State Madhya Pradesh
Address Icici Bank Ltd., Vinayak Bhavan Minakshi Chowk Hoshangabad Madhya Pradesh.461001

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Hoshangabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000427 for the Narmadapuram branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Narmadapuram, Hoshangabad, Madhya Pradesh, are given a unique IFSC like ICIC0000427 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hoshangabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hoshangabad and Hoshangabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Narmadapuram goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Madhya Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000427

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Narmadapuram in Hoshangabad.

For example, the IFSC Code ICIC0000427 of Icici Bank Limited for the Narmadapuram branch includes these elements, identifying the bank and the branch location in Hoshangabad and Madhya Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000427 of Icici Bank Limited for its Narmadapuram branch located in Hoshangabad, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Hoshangabad and Hoshangabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Narmadapuram or Hoshangabad to get the exact IFSC Code ICIC0000427.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Hoshangabad that will provide accurate information.

How to Use IFSC Code ICIC0000427 for Online Transfers?

Once you have the IFSC Code ICIC0000427 for the Narmadapuram branch of Icici Bank Limited in Hoshangabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000427. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000427.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Narmadapuram in Hoshangabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Narmadapuram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hoshangabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Narmadapuram Hoshangabad?

The IFSC Code of the Narmadapuram Hoshangabad branch is ICIC0000427.

Is IFSC Code ICIC0000427 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Narmadapuram branch?

The branch is located at Icici Bank Ltd., Vinayak Bhavan Minakshi Chowk Hoshangabad Madhya Pradesh.461001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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