Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Patratu, Jharkhand branch in Hazaribag, Patratu, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Hazaribag or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001772. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Patratu, Jharkhand, Hazaribag
The table below shows the main details of the IFSC Code ICIC0001772 for the Icici Bank Limited branch in Hazaribag, which falls under the Patratu district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001772 |
| Branch | Patratu, Jharkhand |
| City | Hazaribag |
| District | Patratu |
| State | Jharkhand |
| Address | Icici Bank Ltd., Santosh Kumar Gupta, Main Road, Block More, Below Uco Bank, Patratu Jharkhand.829118 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Hazaribag for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001772 for the Patratu, Jharkhand branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Patratu, Jharkhand, Hazaribag, Jharkhand, are allotted a unique IFSC like ICIC0001772 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hazaribag.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hazaribag and Patratu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Patratu, Jharkhand reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code ICIC0001772
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Patratu, Jharkhand in Hazaribag.
For example, the IFSC Code ICIC0001772 of Icici Bank Limited for the Patratu, Jharkhand branch has these elements, identifying the bank and the branch location in Hazaribag and Jharkhand correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0001772 of Icici Bank Limited for its Patratu, Jharkhand branch located in Hazaribag, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Hazaribag and Patratu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Patratu, Jharkhand or Hazaribag to find the exact IFSC Code ICIC0001772.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Hazaribag will provide accurate information.
How to Use IFSC Code ICIC0001772 for Online Transfers?
Once you have the IFSC Code ICIC0001772 for the Patratu, Jharkhand branch of Icici Bank Limited in Hazaribag, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001772. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001772.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Patratu, Jharkhand in Hazaribag, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Patratu, Jharkhand, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hazaribag manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001772.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Santosh Kumar Gupta, Main Road, Block More, Below Uco Bank, Patratu Jharkhand.829118 located in Hazaribag, Patratu, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.