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IFSC Code of Icici Bank Limited, Hazaribag, Hazaribagh, Jharkhand — ICIC0000489

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Hazaribag branch in Hazaribag, Hazaribagh, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Hazaribag or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0000489. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Hazaribag, Hazaribag

Here are the key points that are associated with the IFSC Code ICIC0000489 of Icici Bank Limited for its branch located in Hazaribag, within the district of Hazaribagh in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000489
Branch Hazaribag
City Hazaribag
District Hazaribagh
State Jharkhand
Address Icici Bank Ltd., Behind Pagoda Building, Opposite Yadunath Girls High School, Okni Road, Hazaribag Jharkhand.825301

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Hazaribag for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000489 for the Hazaribag branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Hazaribag, Hazaribag, Jharkhand, are given a unique IFSC like ICIC0000489 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hazaribag.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Hazaribag and Hazaribagh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Hazaribag goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000489

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hazaribag in Hazaribag.

For example, the IFSC Code ICIC0000489 of Icici Bank Limited for the Hazaribag branch includes these elements, identifying the bank and the branch location in Hazaribag and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0000489 of Icici Bank Limited for its Hazaribag branch located in Hazaribag, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Hazaribag and Hazaribagh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Hazaribag or Hazaribag to get the exact IFSC Code ICIC0000489.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Hazaribag, then it will provide you proper information.

How to Use IFSC Code ICIC0000489 for Online Transfers?

Once you have the IFSC Code ICIC0000489 for the Hazaribag branch of Icici Bank Limited in Hazaribag, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000489. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000489.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Hazaribag in Hazaribag, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hazaribag, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hazaribag manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Hazaribag, Hazaribag?

The IFSC Code is ICIC0000489.

Is the IFSC Code ICIC0000489 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Hazaribag?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hazaribag branch?

The address of the branch is Icici Bank Ltd., Behind Pagoda Building, Opposite Yadunath Girls High School, Okni Road, Hazaribag Jharkhand.825301 located in Hazaribag, Hazaribagh, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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