For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its The Haveri Urban Cooperative Bank Ltd, Haveri branch in Haveri, Haveri, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Haveri or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC00HAVCB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Haveri Urban Cooperative Bank Ltd, Haveri, Haveri
Below in the table are the key details related to IFSC Code ICIC00HAVCB of Icici Bank Limited for its branch located in Haveri, within the district of Haveri in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00HAVCB |
| Branch | The Haveri Urban Cooperative Bank Ltd, Haveri |
| City | Haveri |
| District | Haveri |
| State | Karnataka |
| Address | Melinpet, Haveri, Karnataka 581110 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Haveri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00HAVCB for the The Haveri Urban Cooperative Bank Ltd, Haveri branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC00HAVCB is given to every bank branch, including Icici Bank Limited located in The Haveri Urban Cooperative Bank Ltd, Haveri, Haveri, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Haveri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Haveri and Haveri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in The Haveri Urban Cooperative Bank Ltd, Haveri doesn't end up at another location.
Format of the IFSC Code ICIC00HAVCB
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Haveri Urban Cooperative Bank Ltd, Haveri in Haveri.
For example, the IFSC Code ICIC00HAVCB of Icici Bank Limited for the The Haveri Urban Cooperative Bank Ltd, Haveri branch includes these elements, identifying the bank and the branch location in Haveri and Karnataka correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00HAVCB of Icici Bank Limited for its The Haveri Urban Cooperative Bank Ltd, Haveri branch located in Haveri, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Haveri and Haveri, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for The Haveri Urban Cooperative Bank Ltd, Haveri or Haveri to get the exact IFSC Code ICIC00HAVCB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Haveri, you'll get the correct details.
How to Use IFSC Code ICIC00HAVCB for Online Transfers?
Once you have the IFSC Code ICIC00HAVCB for the The Haveri Urban Cooperative Bank Ltd, Haveri branch of Icici Bank Limited in Haveri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC00HAVCB. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00HAVCB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited The Haveri Urban Cooperative Bank Ltd, Haveri in Haveri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in The Haveri Urban Cooperative Bank Ltd, Haveri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Haveri manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC00HAVCB.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Melinpet, Haveri, Karnataka 581110 located in Haveri, Haveri, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.