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IFSC Code of Icici Bank Limited, Laxmibai Mahila Nagarik Sahakari Bank Ltd, Gwalior, Madhya Pradesh — ICIC00LMNSB

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Laxmibai Mahila Nagarik Sahakari Bank Ltd branch in Gwalior, Gwalior, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Gwalior or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code ICIC00LMNSB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Laxmibai Mahila Nagarik Sahakari Bank Ltd, Gwalior

Here are the key points that are associated with the IFSC Code ICIC00LMNSB of Icici Bank Limited for its branch located in Gwalior, within the district of Gwalior in the state of Madhya Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00LMNSB
Branch Laxmibai Mahila Nagarik Sahakari Bank Ltd
City Gwalior
District Gwalior
State Madhya Pradesh
Address Mohan Niwas Kampoo Road Lashkar Gwalior

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gwalior for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00LMNSB for the Laxmibai Mahila Nagarik Sahakari Bank Ltd branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Laxmibai Mahila Nagarik Sahakari Bank Ltd, Gwalior, Madhya Pradesh, are given a unique IFSC like ICIC00LMNSB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gwalior.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gwalior and Gwalior.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Laxmibai Mahila Nagarik Sahakari Bank Ltd goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Madhya Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC00LMNSB

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Laxmibai Mahila Nagarik Sahakari Bank Ltd in Gwalior.

For example, the IFSC Code ICIC00LMNSB of Icici Bank Limited for the Laxmibai Mahila Nagarik Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC00LMNSB of Icici Bank Limited for its Laxmibai Mahila Nagarik Sahakari Bank Ltd branch located in Gwalior, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gwalior and Gwalior, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Laxmibai Mahila Nagarik Sahakari Bank Ltd or Gwalior to find the exact IFSC Code ICIC00LMNSB.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gwalior will provide accurate information.

How to Use IFSC Code ICIC00LMNSB for Online Transfers?

If you have the IFSC Code ICIC00LMNSB for the Laxmibai Mahila Nagarik Sahakari Bank Ltd branch of Icici Bank Limited in Gwalior, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00LMNSB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC00LMNSB.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Laxmibai Mahila Nagarik Sahakari Bank Ltd in Gwalior, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Laxmibai Mahila Nagarik Sahakari Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gwalior to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Laxmibai Mahila Nagarik Sahakari Bank Ltd Gwalior?

The IFSC Code of the Laxmibai Mahila Nagarik Sahakari Bank Ltd Gwalior branch is ICIC00LMNSB.

Is IFSC Code ICIC00LMNSB permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Laxmibai Mahila Nagarik Sahakari Bank Ltd branch?

The branch is located at Mohan Niwas Kampoo Road Lashkar Gwalior.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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