IFSC Code of Icici Bank Limited, Harsaru, Garhi Harsaru, Haryana — ICIC0004801

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Harsaru branch in Gurgaon, Garhi Harsaru, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ICIC0004801. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Harsaru, Gurgaon

Here are the key points that are associated with the IFSC Code ICIC0004801 of Icici Bank Limited for its branch located in Gurgaon, within the district of Garhi Harsaru in the state of Haryana.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Gurgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004801 for the Harsaru branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0004801 is given to every bank branch, including Icici Bank Limited located in Harsaru, Gurgaon, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Gurgaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gurgaon and Garhi Harsaru.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Harsaru doesn't end up at another location.

Format of the IFSC Code ICIC0004801

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Harsaru in Gurgaon.

For example, the IFSC Code ICIC0004801 of Icici Bank Limited for the Harsaru branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004801 of Icici Bank Limited for its Harsaru branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gurgaon and Garhi Harsaru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Harsaru or Gurgaon to find the exact IFSC Code ICIC0004801.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gurgaon will provide accurate information.

How to Use IFSC Code ICIC0004801 for Online Transfers?

Once you have the IFSC Code ICIC0004801 for the Harsaru branch of Icici Bank Limited in Gurgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004801. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004801.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Harsaru in Gurgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Harsaru, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.