There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Gurgaonsushant Lok branch in Gurgaon, Gurgaon, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Gurgaon or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code ICIC0000314. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gurgaonsushant Lok, Gurgaon

Here are the main details that are associated with the IFSC Code ICIC0000314 of Icici Bank Limited for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000314
Branch Gurgaonsushant Lok
City Gurgaon
District Gurgaon
State Haryana
Address Icici Bank Ltd., 005 A, Unitech Trade Centre, Sector Road, Sushant Lok, Phase I, Gurgoan.122002

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000314 for the Gurgaonsushant Lok branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Gurgaonsushant Lok, Gurgaon, Haryana, are given a unique IFSC like ICIC0000314 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gurgaon and Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Gurgaonsushant Lok goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0000314

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gurgaonsushant Lok in Gurgaon.

For example, the IFSC Code ICIC0000314 of Icici Bank Limited for the Gurgaonsushant Lok branch has these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000314 of Icici Bank Limited for its Gurgaonsushant Lok branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Gurgaonsushant Lok or Gurgaon to find the exact IFSC Code ICIC0000314.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gurgaon will provide accurate information.

How to Use IFSC Code ICIC0000314 for Online Transfers?

Once you have the IFSC Code ICIC0000314 for the Gurgaonsushant Lok branch of Icici Bank Limited in Gurgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000314. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000314.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Gurgaonsushant Lok in Gurgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gurgaonsushant Lok, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Gurgaonsushant Lok, Gurgaon?

The IFSC Code is ICIC0000314.

Is the IFSC Code ICIC0000314 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Gurgaonsushant Lok?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurgaonsushant Lok branch?

The address of the branch is Icici Bank Ltd., 005 A, Unitech Trade Centre, Sector Road, Sushant Lok, Phase I, Gurgoan.122002 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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