There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Gurgaon branch in Gurgaon, Gurgaon, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Gurgaon or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code ICIC0000399. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gurgaon, Gurgaon

The table below shows the main details of the IFSC Code ICIC0000399 for the Icici Bank Limited branch in Gurgaon, which falls under the Gurgaon district in Haryana.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000399
Branch Gurgaon
City Gurgaon
District Gurgaon
State Haryana
Address Icici Bank Ltd., Shop No.19,20 21, Vipul Orchid Plaza, Suncity, Sector54, Gurgaon, Haryana.122002

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000399 for the Gurgaon branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gurgaon, Gurgaon, Haryana, is provided with a unique IFSC like ICIC0000399 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Gurgaon do not get mixed with another location.

Format of the IFSC Code ICIC0000399

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurgaon in Gurgaon.

For example, the IFSC Code ICIC0000399 of Icici Bank Limited for the Gurgaon branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000399 of Icici Bank Limited for its Gurgaon branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Gurgaon or Gurgaon to find the exact IFSC Code ICIC0000399.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gurgaon will provide accurate information.

How to Use IFSC Code ICIC0000399 for Online Transfers?

Once you have the IFSC Code ICIC0000399 for the Gurgaon branch of Icici Bank Limited in Gurgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000399. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0000399.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Gurgaon in Gurgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gurgaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Gurgaon, Gurgaon?

The IFSC Code is ICIC0000399.

Is the IFSC Code ICIC0000399 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Gurgaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurgaon branch?

The address of the branch is Icici Bank Ltd., Shop No.19,20 21, Vipul Orchid Plaza, Suncity, Sector54, Gurgaon, Haryana.122002 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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