IFSC Code of Icici Bank Limited, Sujanpur, Sujanpur, Gurdaspur — ICIC0002620

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Sujanpur branch in Gurdaspur, Sujanpur, Gurdaspur, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Gurdaspur or anywhere in Gurdaspur can transfer funds instantly by using the correct IFSC Code ICIC0002620. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sujanpur, Gurdaspur

The table below shows the main details of the IFSC Code ICIC0002620 for the Icici Bank Limited branch in Gurdaspur, which falls under the Sujanpur district in Gurdaspur.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gurdaspur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002620 for the Sujanpur branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002620 is given to every bank branch, including Icici Bank Limited located in Sujanpur, Gurdaspur, Gurdaspur, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Gurdaspur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gurdaspur and Sujanpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gurdaspur and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Sujanpur doesn't end up at another location.

Format of the IFSC Code ICIC0002620

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sujanpur in Gurdaspur.

For example, the IFSC Code ICIC0002620 of Icici Bank Limited for the Sujanpur branch includes these elements, identifying the bank and the branch location in Gurdaspur and Gurdaspur correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002620 of Icici Bank Limited for its Sujanpur branch located in Gurdaspur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Gurdaspur and Sujanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Sujanpur or Gurdaspur to get the exact IFSC Code ICIC0002620.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Gurdaspur, you'll get the correct details.

How to Use IFSC Code ICIC0002620 for Online Transfers?

Once you have the IFSC Code ICIC0002620 for the Sujanpur branch of Icici Bank Limited in Gurdaspur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002620. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0002620.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Sujanpur in Gurdaspur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sujanpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurdaspur manage their online transfers and cheque clearances easily.