Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Simdega, Jharkhand branch in Gumla, Simdega, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Gumla or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0001773. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Simdega, Jharkhand, Gumla

Here are some of the key details that come with the IFSC Code ICIC0001773 of Icici Bank Limited for its branch located in Gumla, within the district of Simdega in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001773
Branch Simdega, Jharkhand
City Gumla
District Simdega
State Jharkhand
Address Icici Bank Ltd., Padamraj Singh Dev Maharaja Complex, Main Road, Near Town Thana, Simdega, Jharkhand.835223

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Gumla for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001773 for the Simdega, Jharkhand branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Simdega, Jharkhand, Gumla, Jharkhand, is provided a unique IFSC like ICIC0001773 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Gumla.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gumla and Simdega.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Simdega, Jharkhand do not get misguided to another person.

Format of the IFSC Code ICIC0001773

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Simdega, Jharkhand in Gumla.

For example, the IFSC Code ICIC0001773 of Icici Bank Limited for the Simdega, Jharkhand branch includes these elements, identifying the bank and the branch location in Gumla and Jharkhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001773 of Icici Bank Limited for its Simdega, Jharkhand branch located in Gumla, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gumla and Simdega, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Simdega, Jharkhand or Gumla to get the exact IFSC Code ICIC0001773.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Gumla, you'll get the correct details.

How to Use IFSC Code ICIC0001773 for Online Transfers?

If you have the IFSC Code ICIC0001773 for the Simdega, Jharkhand branch of Icici Bank Limited in Gumla, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001773. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0001773.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Simdega, Jharkhand in Gumla, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Simdega, Jharkhand, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gumla to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Simdega, Jharkhand, Gumla?

The IFSC Code is ICIC0001773.

Is the IFSC Code ICIC0001773 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Simdega, Jharkhand?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Simdega, Jharkhand branch?

The address of the branch is Icici Bank Ltd., Padamraj Singh Dev Maharaja Complex, Main Road, Near Town Thana, Simdega, Jharkhand.835223 located in Gumla, Simdega, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.