Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Sarupathar branch in Golaghat, Sarupathar, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Golaghat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code ICIC0004969. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sarupathar, Golaghat

The table below shows the main details of the IFSC Code ICIC0004969 for the Icici Bank Limited branch in Golaghat, which falls under the Sarupathar district in Assam.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004969
Branch Sarupathar
City Golaghat
District Sarupathar
State Assam
Address Icici Bank Ltd Sarupathar Branch Hanuman Tower 1St Floor Sarupathar Town Assam 785601

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Golaghat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004969 for the Sarupathar branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Sarupathar, Golaghat, Assam, is provided with a unique IFSC like ICIC0004969 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Golaghat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Golaghat and Sarupathar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Sarupathar do not get mixed with another location.

Format of the IFSC Code ICIC0004969

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarupathar in Golaghat.

For example, the IFSC Code ICIC0004969 of Icici Bank Limited for the Sarupathar branch includes these elements, identifying the bank and the branch location in Golaghat and Assam correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004969 of Icici Bank Limited for its Sarupathar branch located in Golaghat, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Golaghat and Sarupathar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Sarupathar or Golaghat to get the exact IFSC Code ICIC0004969.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Golaghat that will provide accurate information.

How to Use IFSC Code ICIC0004969 for Online Transfers?

Once you have the IFSC Code ICIC0004969 for the Sarupathar branch of Icici Bank Limited in Golaghat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004969. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0004969.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Sarupathar in Golaghat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sarupathar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Golaghat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Sarupathar Golaghat?

The IFSC Code of the Sarupathar Golaghat branch is ICIC0004969.

Is IFSC Code ICIC0004969 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Sarupathar branch?

The branch is located at Icici Bank Ltd Sarupathar Branch Hanuman Tower 1St Floor Sarupathar Town Assam 785601.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.