Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Godda, Jharkhand branch in Godda, Godda, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Godda or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code ICIC0000632. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Godda, Jharkhand, Godda

Here are some of the key details that come with the IFSC Code ICIC0000632 of Icici Bank Limited for its branch located in Godda, within the district of Godda in the state of Jharkhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000632
Branch Godda, Jharkhand
City Godda
District Godda
State Jharkhand
Address Icici Bank Ltd., Near Tata Showroom, Godda Pirpainty Road, Near Shankar Talkies, Godda, Jharkhand.814133

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Godda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000632 for the Godda, Jharkhand branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Godda, Jharkhand, Godda, Jharkhand, is provided with a unique IFSC like ICIC0000632 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Godda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Godda and Godda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Godda, Jharkhand do not get mixed with another location.

Format of the IFSC Code ICIC0000632

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Godda, Jharkhand in Godda.

For example, the IFSC Code ICIC0000632 of Icici Bank Limited for the Godda, Jharkhand branch includes these elements, identifying the bank and the branch location in Godda and Jharkhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000632 of Icici Bank Limited for its Godda, Jharkhand branch located in Godda, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Godda and Godda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Godda, Jharkhand or Godda to get the exact IFSC Code ICIC0000632.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Godda that will provide accurate information.

How to Use IFSC Code ICIC0000632 for Online Transfers?

If you have the IFSC Code ICIC0000632 for the Godda, Jharkhand branch of Icici Bank Limited in Godda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000632. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000632.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Godda, Jharkhand in Godda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Godda, Jharkhand, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Godda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Godda, Jharkhand, Godda?

The IFSC Code is ICIC0000632.

Is the IFSC Code ICIC0000632 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Godda, Jharkhand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Godda, Jharkhand branch?

The address of the branch is Icici Bank Ltd., Near Tata Showroom, Godda Pirpainty Road, Near Shankar Talkies, Godda, Jharkhand.814133 located in Godda, Godda, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.