For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Hamzapur Bc Outlet branch in Gaya, Bodh Gaya, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0004997. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Hamzapur Bc Outlet, Gaya

Below in the table are the key details related to IFSC Code ICIC0004997 of Icici Bank Limited for its branch located in Gaya, within the district of Bodh Gaya in the state of Bihar.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004997
Branch Hamzapur Bc Outlet
City Gaya
District Bodh Gaya
State Bihar
Address Icici Bank Ltd, Imamganj More Hamzapur, Sherghati, Gaya, Bihar 824211

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gaya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004997 for the Hamzapur Bc Outlet branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Hamzapur Bc Outlet, Gaya, Bihar, is provided a unique IFSC like ICIC0004997 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Gaya.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gaya and Bodh Gaya.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Hamzapur Bc Outlet do not get misguided to another person.

Format of the IFSC Code ICIC0004997

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hamzapur Bc Outlet in Gaya.

For example, the IFSC Code ICIC0004997 of Icici Bank Limited for the Hamzapur Bc Outlet branch includes these elements, identifying the bank and the branch location in Gaya and Bihar accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0004997 of Icici Bank Limited for its Hamzapur Bc Outlet branch located in Gaya, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gaya and Bodh Gaya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Hamzapur Bc Outlet or Gaya to find the exact IFSC Code ICIC0004997.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gaya will provide accurate information.

How to Use IFSC Code ICIC0004997 for Online Transfers?

Once you have the IFSC Code ICIC0004997 for the Hamzapur Bc Outlet branch of Icici Bank Limited in Gaya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0004997. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004997.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Hamzapur Bc Outlet in Gaya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Hamzapur Bc Outlet, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gaya manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Hamzapur Bc Outlet, Gaya?

The IFSC Code is ICIC0004997.

Is the IFSC Code ICIC0004997 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Hamzapur Bc Outlet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hamzapur Bc Outlet branch?

The address of the branch is Icici Bank Ltd, Imamganj More Hamzapur, Sherghati, Gaya, Bihar 824211 located in Gaya, Bodh Gaya, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.