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IFSC Code of Icici Bank Limited, Gaya-Medical College, Gaya, Bihar — ICIC0008175

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Gaya-Medical College branch in Gaya, Gaya, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0008175. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Gaya-Medical College, Gaya

Here are the key points that are associated with the IFSC Code ICIC0008175 of Icici Bank Limited for its branch located in Gaya, within the district of Gaya in the state of Bihar.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008175
Branch Gaya-Medical College
City Gaya
District Gaya
State Bihar
Address Ground Floor,H.No.319M,Ward No.29,Plot No.666,Road No.12,Magadh Colony,Magadh Medical College

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Gaya for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008175 for the Gaya-Medical College branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Gaya-Medical College, Gaya, Bihar, is provided with a unique IFSC like ICIC0008175 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Gaya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gaya and Gaya.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Gaya-Medical College do not get mixed with another location.

Format of the IFSC Code ICIC0008175

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gaya-Medical College in Gaya.

For example, the IFSC Code ICIC0008175 of Icici Bank Limited for the Gaya-Medical College branch includes these elements, identifying the bank and the branch location in Gaya and Bihar correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0008175 of Icici Bank Limited for its Gaya-Medical College branch located in Gaya, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gaya and Gaya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Gaya-Medical College or Gaya to get the exact IFSC Code ICIC0008175.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Gaya that will provide accurate information.

How to Use IFSC Code ICIC0008175 for Online Transfers?

Once you have the IFSC Code ICIC0008175 for the Gaya-Medical College branch of Icici Bank Limited in Gaya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0008175. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008175.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Gaya-Medical College in Gaya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Gaya-Medical College, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gaya to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Gaya-Medical College, Gaya?

The IFSC Code is ICIC0008175.

Is the IFSC Code ICIC0008175 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Gaya-Medical College?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gaya-Medical College branch?

The address of the branch is Ground Floor,H.No.319M,Ward No.29,Plot No.666,Road No.12,Magadh Colony,Magadh Medical College located in Gaya, Gaya, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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