Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Fatehpur Central Univerisity branch in Gaya, Fatehpur Teh.Gaya, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0008172. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Fatehpur Central Univerisity, Gaya
Here are some of the key details that come with the IFSC Code ICIC0008172 of Icici Bank Limited for its branch located in Gaya, within the district of Fatehpur Teh.Gaya in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0008172 |
| Branch | Fatehpur Central Univerisity |
| City | Gaya |
| District | Fatehpur Teh.Gaya |
| State | Bihar |
| Address | Icici Bank Ltd Fatehpur Central University Nh 120 Karhara Fatehpur Tekari Gaya Bihar 824236 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Gaya for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008172 for the Fatehpur Central Univerisity branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Fatehpur Central Univerisity, Gaya, Bihar, are allotted a unique IFSC like ICIC0008172 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gaya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gaya and Fatehpur Teh.Gaya.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Fatehpur Central Univerisity reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code ICIC0008172
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehpur Central Univerisity in Gaya.
For example, the IFSC Code ICIC0008172 of Icici Bank Limited for the Fatehpur Central Univerisity branch includes these elements, identifying the bank and the branch location in Gaya and Bihar correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0008172 of Icici Bank Limited for its Fatehpur Central Univerisity branch located in Gaya, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Gaya and Fatehpur Teh.Gaya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Fatehpur Central Univerisity or Gaya to get the exact IFSC Code ICIC0008172.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Gaya, then it will provide you proper information.
How to Use IFSC Code ICIC0008172 for Online Transfers?
If you have the IFSC Code ICIC0008172 for the Fatehpur Central Univerisity branch of Icici Bank Limited in Gaya, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0008172. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0008172.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Fatehpur Central Univerisity in Gaya, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Fatehpur Central Univerisity, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gaya manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0008172.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd Fatehpur Central University Nh 120 Karhara Fatehpur Tekari Gaya Bihar 824236 located in Gaya, Fatehpur Teh.Gaya, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.