The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Belaganj Gaya branch in Gaya, Belaganj, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code ICIC0008207. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Belaganj Gaya, Gaya

Here are the key points that are associated with the IFSC Code ICIC0008207 of Icici Bank Limited for its branch located in Gaya, within the district of Belaganj in the state of Bihar.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0008207
Branch Belaganj Gaya
City Gaya
District Belaganj
State Bihar
Address Icici Bank Ltd. Plot No. 522, Khata No. 104, Thana No. 348, Vidhya Market Belaganj, Main Road

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Gaya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0008207 for the Belaganj Gaya branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Belaganj Gaya, Gaya, Bihar, is provided a unique IFSC like ICIC0008207 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Gaya.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gaya and Belaganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Belaganj Gaya do not get misguided to another person.

Format of the IFSC Code ICIC0008207

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Belaganj Gaya in Gaya.

For example, the IFSC Code ICIC0008207 of Icici Bank Limited for the Belaganj Gaya branch includes these elements, identifying the bank and the branch location in Gaya and Bihar correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0008207 of Icici Bank Limited for its Belaganj Gaya branch located in Gaya, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Gaya and Belaganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Belaganj Gaya or Gaya to find the exact IFSC Code ICIC0008207.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Gaya will provide accurate information.

How to Use IFSC Code ICIC0008207 for Online Transfers?

Once you have the IFSC Code ICIC0008207 for the Belaganj Gaya branch of Icici Bank Limited in Gaya, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0008207. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0008207.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Belaganj Gaya in Gaya may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Belaganj Gaya, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gaya manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Belaganj Gaya Gaya?

The IFSC Code of the Belaganj Gaya Gaya branch is ICIC0008207.

Is IFSC Code ICIC0008207 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Belaganj Gaya branch?

The branch is located at Icici Bank Ltd. Plot No. 522, Khata No. 104, Thana No. 348, Vidhya Market Belaganj, Main Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.