IFSC Code of Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Khirsu, Uttarakhand — ICIC0ZSKT21

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch in Garhwal, Khirsu, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Garhwal or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code ICIC0ZSKT21. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal

Here are some of the key details that come with the IFSC Code ICIC0ZSKT21 of Icici Bank Limited for its branch located in Garhwal, within the district of Khirsu in the state of Uttarakhand.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0ZSKT21 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal, Uttarakhand, are allotted a unique IFSC like ICIC0ZSKT21 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Garhwal and Khirsu.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code ICIC0ZSKT21

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal.

For example, the IFSC Code ICIC0ZSKT21 of Icici Bank Limited for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0ZSKT21 of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Garhwal and Khirsu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Zila Sahkari Bank Ltd Garhwal Kotdwar or Garhwal to get the exact IFSC Code ICIC0ZSKT21.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Garhwal, then it will provide you proper information.

How to Use IFSC Code ICIC0ZSKT21 for Online Transfers?

Once you have the IFSC Code ICIC0ZSKT21 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited in Garhwal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0ZSKT21. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0ZSKT21.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Garhwal manage online transfers as well as cheque clearances with ease.