IFSC Code of Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Kotdwara, Uttarakhand — ICIC0ZSKT20

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch in Garhwal, Kotdwara, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0ZSKT20. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal

Here are some of the key details that come with the IFSC Code ICIC0ZSKT20 of Icici Bank Limited for its branch located in Garhwal, within the district of Kotdwara in the state of Uttarakhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Garhwal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0ZSKT20 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal, Uttarakhand, is provided with a unique IFSC like ICIC0ZSKT20 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Garhwal and Kotdwara.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar do not get mixed with another location.

Format of the IFSC Code ICIC0ZSKT20

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal.

For example, the IFSC Code ICIC0ZSKT20 of Icici Bank Limited for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0ZSKT20 of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Garhwal and Kotdwara, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Zila Sahkari Bank Ltd Garhwal Kotdwar or Garhwal to get the exact IFSC Code ICIC0ZSKT20.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Garhwal, you'll get the correct details.

How to Use IFSC Code ICIC0ZSKT20 for Online Transfers?

If you have the IFSC Code ICIC0ZSKT20 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited in Garhwal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0ZSKT20. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0ZSKT20.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Garhwal manage online transfers as well as cheque clearances with ease.