IFSC Code of Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Pokhra, Uttarakhand — ICIC0ZSKT10

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch in Garhwal, Pokhra, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0ZSKT10. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal

Below in the table are the key details related to IFSC Code ICIC0ZSKT10 of Icici Bank Limited for its branch located in Garhwal, within the district of Pokhra in the state of Uttarakhand.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Garhwal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0ZSKT10 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal, Uttarakhand, are allotted a unique IFSC like ICIC0ZSKT10 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Garhwal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Garhwal and Pokhra.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code ICIC0ZSKT10

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal.

For example, the IFSC Code ICIC0ZSKT10 of Icici Bank Limited for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch includes these elements, identifying the bank and the branch location in Garhwal and Uttarakhand accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0ZSKT10 of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Garhwal and Pokhra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Zila Sahkari Bank Ltd Garhwal Kotdwar or Garhwal to get the exact IFSC Code ICIC0ZSKT10.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Garhwal, you'll get the correct details.

How to Use IFSC Code ICIC0ZSKT10 for Online Transfers?

Once you have the IFSC Code ICIC0ZSKT10 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0ZSKT10. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0ZSKT10.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Garhwal manage online transfers as well as cheque clearances with ease.