Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch in Garhwal, Satpuli, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC00ZSKT2. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal

The table below shows the main details of the IFSC Code ICIC00ZSKT2 for the Icici Bank Limited branch in Garhwal, which falls under the Satpuli district in Uttarakhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00ZSKT2
Branch Zila Sahkari Bank Ltd Garhwal Kotdwar
City Garhwal
District Satpuli
State Uttarakhand
Address Satpuli Dist Pauri Garhwal 246172

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Garhwal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00ZSKT2 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal, Uttarakhand, is provided a unique IFSC like ICIC00ZSKT2 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Garhwal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Garhwal and Satpuli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar do not get misguided to another person.

Format of the IFSC Code ICIC00ZSKT2

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal.

For example, the IFSC Code ICIC00ZSKT2 of Icici Bank Limited for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch has these elements, identifying the bank and the branch location in Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC00ZSKT2 of Icici Bank Limited for its Zila Sahkari Bank Ltd Garhwal Kotdwar branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Garhwal and Satpuli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Zila Sahkari Bank Ltd Garhwal Kotdwar or Garhwal to get the exact IFSC Code ICIC00ZSKT2.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Garhwal, then it will provide you proper information.

How to Use IFSC Code ICIC00ZSKT2 for Online Transfers?

If you have the IFSC Code ICIC00ZSKT2 for the Zila Sahkari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited in Garhwal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC00ZSKT2. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC00ZSKT2.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Zila Sahkari Bank Ltd Garhwal Kotdwar in Garhwal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Garhwal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Zila Sahkari Bank Ltd Garhwal Kotdwar, Garhwal?

The IFSC Code is ICIC00ZSKT2.

Is the IFSC Code ICIC00ZSKT2 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Zila Sahkari Bank Ltd Garhwal Kotdwar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Zila Sahkari Bank Ltd Garhwal Kotdwar branch?

The address of the branch is Satpuli Dist Pauri Garhwal 246172 located in Garhwal, Satpuli, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.