IFSC Code of Icici Bank Limited, Zila Sahakari Bank Ltd Garhwal Kotdwar, Rikhnikhal, Uttarakhand — ICIC00ZSKT5

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Zila Sahakari Bank Ltd Garhwal Kotdwar branch in Garhwal, Rikhnikhal, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC00ZSKT5. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Zila Sahakari Bank Ltd Garhwal Kotdwar, Garhwal

Below in the table are the key details related to IFSC Code ICIC00ZSKT5 of Icici Bank Limited for its branch located in Garhwal, within the district of Rikhnikhal in the state of Uttarakhand.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00ZSKT5 for the Zila Sahakari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Zila Sahakari Bank Ltd Garhwal Kotdwar, Garhwal, Uttarakhand, is provided a unique IFSC like ICIC00ZSKT5 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Garhwal.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Garhwal and Rikhnikhal.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Zila Sahakari Bank Ltd Garhwal Kotdwar do not get misguided to another person.

Format of the IFSC Code ICIC00ZSKT5

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Zila Sahakari Bank Ltd Garhwal Kotdwar in Garhwal.

For example, the IFSC Code ICIC00ZSKT5 of Icici Bank Limited for the Zila Sahakari Bank Ltd Garhwal Kotdwar branch has these elements, identifying the bank and the branch location in Garhwal and Uttarakhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00ZSKT5 of Icici Bank Limited for its Zila Sahakari Bank Ltd Garhwal Kotdwar branch located in Garhwal, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Garhwal and Rikhnikhal, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Zila Sahakari Bank Ltd Garhwal Kotdwar or Garhwal to get the exact IFSC Code ICIC00ZSKT5.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Garhwal, you'll get the correct details.

How to Use IFSC Code ICIC00ZSKT5 for Online Transfers?

Once you have the IFSC Code ICIC00ZSKT5 for the Zila Sahakari Bank Ltd Garhwal Kotdwar branch of Icici Bank Limited in Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC00ZSKT5. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00ZSKT5.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Zila Sahakari Bank Ltd Garhwal Kotdwar in Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Zila Sahakari Bank Ltd Garhwal Kotdwar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Garhwal to handle online money transfers and get their cheques cleared smoothly.