Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Badabazar, Berhampur branch in Ganjam, Brahmapur, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0002419. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Badabazar, Berhampur, Ganjam

Here are the main details that are associated with the IFSC Code ICIC0002419 of Icici Bank Limited for its branch located in Ganjam, within the district of Brahmapur in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002419
Branch Badabazar, Berhampur
City Ganjam
District Brahmapur
State Odisha
Address Icici Bank Ltd., Badabazar, Raja Street, Berhampur Dist. Ganjam, Orissa.760006

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ganjam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002419 for the Badabazar, Berhampur branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Badabazar, Berhampur, Ganjam, Odisha, is provided a unique IFSC like ICIC0002419 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Ganjam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ganjam and Brahmapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Badabazar, Berhampur do not get misguided to another person.

Format of the IFSC Code ICIC0002419

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badabazar, Berhampur in Ganjam.

For example, the IFSC Code ICIC0002419 of Icici Bank Limited for the Badabazar, Berhampur branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002419 of Icici Bank Limited for its Badabazar, Berhampur branch located in Ganjam, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ganjam and Brahmapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Badabazar, Berhampur or Ganjam to get the exact IFSC Code ICIC0002419.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ganjam, you'll get the correct details.

How to Use IFSC Code ICIC0002419 for Online Transfers?

Once you have the IFSC Code ICIC0002419 for the Badabazar, Berhampur branch of Icici Bank Limited in Ganjam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002419. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002419.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Badabazar, Berhampur in Ganjam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Badabazar, Berhampur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ganjam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Badabazar, Berhampur, Ganjam?

The IFSC Code is ICIC0002419.

Is the IFSC Code ICIC0002419 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Badabazar, Berhampur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Badabazar, Berhampur branch?

The address of the branch is Icici Bank Ltd., Badabazar, Raja Street, Berhampur Dist. Ganjam, Orissa.760006 located in Ganjam, Brahmapur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.