Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Asika, Orissa branch in Ganjam, Aska, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0001498. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Asika, Orissa, Ganjam

Here are the key points that are associated with the IFSC Code ICIC0001498 of Icici Bank Limited for its branch located in Ganjam, within the district of Aska in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001498
Branch Asika, Orissa
City Ganjam
District Aska
State Odisha
Address Icici Bank Ltd., Mahapatra Complex, Kalinga Road, Near Biju Pattanaik Square, Asika, Dist. Ganjam, Odisha.761110

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Ganjam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001498 for the Asika, Orissa branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Asika, Orissa, Ganjam, Odisha, is provided a unique IFSC like ICIC0001498 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Ganjam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ganjam and Aska.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Asika, Orissa do not get misguided to another person.

Format of the IFSC Code ICIC0001498

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Asika, Orissa in Ganjam.

For example, the IFSC Code ICIC0001498 of Icici Bank Limited for the Asika, Orissa branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001498 of Icici Bank Limited for its Asika, Orissa branch located in Ganjam, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Ganjam and Aska, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Asika, Orissa or Ganjam to get the exact IFSC Code ICIC0001498.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ganjam, then it will provide you proper information.

How to Use IFSC Code ICIC0001498 for Online Transfers?

Once you have the IFSC Code ICIC0001498 for the Asika, Orissa branch of Icici Bank Limited in Ganjam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001498. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001498.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Asika, Orissa in Ganjam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Asika, Orissa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ganjam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Asika, Orissa Ganjam?

The IFSC Code of the Asika, Orissa Ganjam branch is ICIC0001498.

Is IFSC Code ICIC0001498 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Asika, Orissa branch?

The branch is located at Icici Bank Ltd., Mahapatra Complex, Kalinga Road, Near Biju Pattanaik Square, Asika, Dist. Ganjam, Odisha.761110.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.