The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Army Ad College branch in Ganjam, Gopalpur, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ICIC0004467. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Army Ad College, Ganjam

Here are the main details that are associated with the IFSC Code ICIC0004467 of Icici Bank Limited for its branch located in Ganjam, within the district of Gopalpur in the state of Odisha.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004467
Branch Army Ad College
City Ganjam
District Gopalpur
State Odisha
Address Icici Bank Ltd., Building No P.569, Army Ad College Campus, Gopalpur Cantonment, Gopalpur, Berhampur, Odisha.761002

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ganjam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004467 for the Army Ad College branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Army Ad College, Ganjam, Odisha, are allotted a unique IFSC like ICIC0004467 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ganjam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ganjam and Gopalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Army Ad College reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code ICIC0004467

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Army Ad College in Ganjam.

For example, the IFSC Code ICIC0004467 of Icici Bank Limited for the Army Ad College branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004467 of Icici Bank Limited for its Army Ad College branch located in Ganjam, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ganjam and Gopalpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Army Ad College or Ganjam to get the exact IFSC Code ICIC0004467.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ganjam, you'll get the correct details.

How to Use IFSC Code ICIC0004467 for Online Transfers?

If you have the IFSC Code ICIC0004467 for the Army Ad College branch of Icici Bank Limited in Ganjam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004467. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004467.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Army Ad College in Ganjam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Army Ad College, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Army Ad College, Ganjam?

The IFSC Code is ICIC0004467.

Is the IFSC Code ICIC0004467 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Army Ad College?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Army Ad College branch?

The address of the branch is Icici Bank Ltd., Building No P.569, Army Ad College Campus, Gopalpur Cantonment, Gopalpur, Berhampur, Odisha.761002 located in Ganjam, Gopalpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.