IFSC Code of Icici Bank Limited, Ghamurwali, Padampur, Rajasthan — ICIC0002973

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Ghamurwali branch in Ganganagar, Padampur, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0002973. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ghamurwali, Ganganagar

Here are the main details that are associated with the IFSC Code ICIC0002973 of Icici Bank Limited for its branch located in Ganganagar, within the district of Padampur in the state of Rajasthan.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ganganagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0002973 for the Ghamurwali branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ghamurwali, Ganganagar, Rajasthan, are allotted a unique IFSC like ICIC0002973 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ganganagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ganganagar and Padampur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Ghamurwali reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code ICIC0002973

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghamurwali in Ganganagar.

For example, the IFSC Code ICIC0002973 of Icici Bank Limited for the Ghamurwali branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002973 of Icici Bank Limited for its Ghamurwali branch located in Ganganagar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ganganagar and Padampur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ghamurwali or Ganganagar to get the exact IFSC Code ICIC0002973.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ganganagar, you'll get the correct details.

How to Use IFSC Code ICIC0002973 for Online Transfers?

Once you have the IFSC Code ICIC0002973 for the Ghamurwali branch of Icici Bank Limited in Ganganagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002973. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002973.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ghamurwali in Ganganagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ghamurwali, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ganganagar manage online transfers as well as cheque clearances with ease.