There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Chak Ganeshgarh branch in Ganganagar, Chak Ganeshgarh, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Ganganagar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code ICIC0006704. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chak Ganeshgarh, Ganganagar

Here are the main details that are associated with the IFSC Code ICIC0006704 of Icici Bank Limited for its branch located in Ganganagar, within the district of Chak Ganeshgarh in the state of Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006704
Branch Chak Ganeshgarh
City Ganganagar
District Chak Ganeshgarh
State Rajasthan
Address Icici Bank Ltd., Ward No. 10, Plot No. 297, Village Ganeshgarh, Ganeshgarh Barani, Dist Sri Ganganagar, Rajasthan - 335025

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ganganagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006704 for the Chak Ganeshgarh branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chak Ganeshgarh, Ganganagar, Rajasthan, are allotted a unique IFSC like ICIC0006704 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ganganagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ganganagar and Chak Ganeshgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Chak Ganeshgarh reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code ICIC0006704

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chak Ganeshgarh in Ganganagar.

For example, the IFSC Code ICIC0006704 of Icici Bank Limited for the Chak Ganeshgarh branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006704 of Icici Bank Limited for its Chak Ganeshgarh branch located in Ganganagar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ganganagar and Chak Ganeshgarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chak Ganeshgarh or Ganganagar to get the exact IFSC Code ICIC0006704.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ganganagar, you'll get the correct details.

How to Use IFSC Code ICIC0006704 for Online Transfers?

Once you have the IFSC Code ICIC0006704 for the Chak Ganeshgarh branch of Icici Bank Limited in Ganganagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0006704. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006704.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Chak Ganeshgarh in Ganganagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chak Ganeshgarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ganganagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Chak Ganeshgarh Ganganagar?

The IFSC Code of the Chak Ganeshgarh Ganganagar branch is ICIC0006704.

Is IFSC Code ICIC0006704 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Chak Ganeshgarh branch?

The branch is located at Icici Bank Ltd., Ward No. 10, Plot No. 297, Village Ganeshgarh, Ganeshgarh Barani, Dist Sri Ganganagar, Rajasthan - 335025.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.