For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its The Gadhinglaj Urban Cooperative Bank branch in Gadhinglaj, Gadhinglaj, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Gadhinglaj or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ICIC00GUCCB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, The Gadhinglaj Urban Cooperative Bank, Gadhinglaj
Below in the table are the key details related to IFSC Code ICIC00GUCCB of Icici Bank Limited for its branch located in Gadhinglaj, within the district of Gadhinglaj in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC00GUCCB |
| Branch | The Gadhinglaj Urban Cooperative Bank |
| City | Gadhinglaj |
| District | Gadhinglaj |
| State | Maharashtra |
| Address | Sankeshwar Gadhinglaj Rd,Gadhinglaj,Maharashtra 416502 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Gadhinglaj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00GUCCB for the The Gadhinglaj Urban Cooperative Bank branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in The Gadhinglaj Urban Cooperative Bank, Gadhinglaj, Maharashtra, are given a unique IFSC like ICIC00GUCCB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gadhinglaj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Gadhinglaj and Gadhinglaj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in The Gadhinglaj Urban Cooperative Bank goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC00GUCCB
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Gadhinglaj Urban Cooperative Bank in Gadhinglaj.
For example, the IFSC Code ICIC00GUCCB of Icici Bank Limited for the The Gadhinglaj Urban Cooperative Bank branch has these elements, identifying the bank and the branch location in Gadhinglaj and Maharashtra correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC00GUCCB of Icici Bank Limited for its The Gadhinglaj Urban Cooperative Bank branch located in Gadhinglaj, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Gadhinglaj and Gadhinglaj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for The Gadhinglaj Urban Cooperative Bank or Gadhinglaj to get the exact IFSC Code ICIC00GUCCB.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Gadhinglaj that will provide accurate information.
How to Use IFSC Code ICIC00GUCCB for Online Transfers?
Once you have the IFSC Code ICIC00GUCCB for the The Gadhinglaj Urban Cooperative Bank branch of Icici Bank Limited in Gadhinglaj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC00GUCCB. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00GUCCB.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited The Gadhinglaj Urban Cooperative Bank in Gadhinglaj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in The Gadhinglaj Urban Cooperative Bank, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gadhinglaj manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Gadhinglaj Urban Cooperative Bank Gadhinglaj branch is ICIC00GUCCB.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sankeshwar Gadhinglaj Rd,Gadhinglaj,Maharashtra 416502.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.