Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Jalalabad branch in Ferozpur, Jalalabad, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0002118. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Jalalabad, Ferozpur
Here are some of the key details that come with the IFSC Code ICIC0002118 of Icici Bank Limited for its branch located in Ferozpur, within the district of Jalalabad in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0002118 |
| Branch | Jalalabad |
| City | Ferozpur |
| District | Jalalabad |
| State | Punjab |
| Address | Icici Bank Ltd., Plot No. 877, Gagneja Street, Near Old Bus Stand, Jalalabad, Ferozpur Dist., Punjab.152024 |
These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Ferozpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002118 for the Jalalabad branch of Icici Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jalalabad, Ferozpur, Punjab, are allotted a unique IFSC like ICIC0002118 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ferozpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ferozpur and Jalalabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Jalalabad reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code ICIC0002118
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalalabad in Ferozpur.
For example, the IFSC Code ICIC0002118 of Icici Bank Limited for the Jalalabad branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0002118 of Icici Bank Limited for its Jalalabad branch located in Ferozpur, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Ferozpur and Jalalabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jalalabad or Ferozpur to find the exact IFSC Code ICIC0002118.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Ferozpur will provide accurate information.
How to Use IFSC Code ICIC0002118 for Online Transfers?
Once you have the IFSC Code ICIC0002118 for the Jalalabad branch of Icici Bank Limited in Ferozpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0002118. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0002118.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Jalalabad in Ferozpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jalalabad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ferozpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0002118.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Plot No. 877, Gagneja Street, Near Old Bus Stand, Jalalabad, Ferozpur Dist., Punjab.152024 located in Ferozpur, Jalalabad, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.