There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Guru Har Sahai branch in Ferozpur, Guruharsahai, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Ferozpur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code ICIC0001993. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Guru Har Sahai, Ferozpur

Below in the table are the key details related to IFSC Code ICIC0001993 of Icici Bank Limited for its branch located in Ferozpur, within the district of Guruharsahai in the state of Punjab.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001993
Branch Guru Har Sahai
City Ferozpur
District Guruharsahai
State Punjab
Address Icici Bank Ltd., House No.8, Street No.10, Krishna Mandir Road, Dist. Ferozpur, Guru Har Sahai, Punjab.152022

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Ferozpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001993 for the Guru Har Sahai branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0001993 is given to every bank branch, including Icici Bank Limited located in Guru Har Sahai, Ferozpur, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Ferozpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ferozpur and Guruharsahai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Guru Har Sahai doesn't end up at another location.

Format of the IFSC Code ICIC0001993

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guru Har Sahai in Ferozpur.

For example, the IFSC Code ICIC0001993 of Icici Bank Limited for the Guru Har Sahai branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001993 of Icici Bank Limited for its Guru Har Sahai branch located in Ferozpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ferozpur and Guruharsahai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Guru Har Sahai or Ferozpur to get the exact IFSC Code ICIC0001993.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ferozpur, you'll get the correct details.

How to Use IFSC Code ICIC0001993 for Online Transfers?

Once you have the IFSC Code ICIC0001993 for the Guru Har Sahai branch of Icici Bank Limited in Ferozpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001993. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001993.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Guru Har Sahai in Ferozpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Guru Har Sahai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ferozpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Guru Har Sahai, Ferozpur?

The IFSC Code is ICIC0001993.

Is the IFSC Code ICIC0001993 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Guru Har Sahai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Guru Har Sahai branch?

The address of the branch is Icici Bank Ltd., House No.8, Street No.10, Krishna Mandir Road, Dist. Ferozpur, Guru Har Sahai, Punjab.152022 located in Ferozpur, Guruharsahai, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.