Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Ferozepur City branch in Ferozpur, Firozpur, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0000448. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ferozepur City, Ferozpur
Here are the main details that are associated with the IFSC Code ICIC0000448 of Icici Bank Limited for its branch located in Ferozpur, within the district of Firozpur in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000448 |
| Branch | Ferozepur City |
| City | Ferozpur |
| District | Firozpur |
| State | Punjab |
| Address | Icici Bank Ltd Pt-701-624592,Es 30/26,Ground Floor,Khasra No.765 16-19 ,Near Udham Singh Chowk ,Mall Road,Ferozepur City,Punjab 152002 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ferozpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000448 for the Ferozepur City branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Ferozepur City, Ferozpur, Punjab, is provided a unique IFSC like ICIC0000448 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Ferozpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ferozpur and Firozpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Ferozepur City do not get misguided to another person.
Format of the IFSC Code ICIC0000448
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ferozepur City in Ferozpur.
For example, the IFSC Code ICIC0000448 of Icici Bank Limited for the Ferozepur City branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0000448 of Icici Bank Limited for its Ferozepur City branch located in Ferozpur, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Ferozpur and Firozpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Ferozepur City or Ferozpur to get the exact IFSC Code ICIC0000448.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ferozpur, then it will provide you proper information.
How to Use IFSC Code ICIC0000448 for Online Transfers?
Once you have the IFSC Code ICIC0000448 for the Ferozepur City branch of Icici Bank Limited in Ferozpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0000448. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000448.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ferozepur City in Ferozpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ferozepur City, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ferozpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0000448.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd Pt-701-624592,Es 30/26,Ground Floor,Khasra No.765 16-19 ,Near Udham Singh Chowk ,Mall Road,Ferozepur City,Punjab 152002 located in Ferozpur, Firozpur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.