IFSC Code of Icici Bank Limited, Fazilka, Punjab, Fazilka, Punjab — ICIC0000785

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Fazilka, Punjab branch in Ferozpur, Fazilka, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0000785. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Fazilka, Punjab, Ferozpur

The table below shows the main details of the IFSC Code ICIC0000785 for the Icici Bank Limited branch in Ferozpur, which falls under the Fazilka district in Punjab.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ferozpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0000785 for the Fazilka, Punjab branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000785 is given to every bank branch, including Icici Bank Limited located in Fazilka, Punjab, Ferozpur, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Ferozpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Ferozpur and Fazilka.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Fazilka, Punjab doesn't end up at another location.

Format of the IFSC Code ICIC0000785

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Fazilka, Punjab in Ferozpur.

For example, the IFSC Code ICIC0000785 of Icici Bank Limited for the Fazilka, Punjab branch has these elements, identifying the bank and the branch location in Ferozpur and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000785 of Icici Bank Limited for its Fazilka, Punjab branch located in Ferozpur, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ferozpur and Fazilka, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Fazilka, Punjab or Ferozpur to get the exact IFSC Code ICIC0000785.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ferozpur, you'll get the correct details.

How to Use IFSC Code ICIC0000785 for Online Transfers?

Once you have the IFSC Code ICIC0000785 for the Fazilka, Punjab branch of Icici Bank Limited in Ferozpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000785. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000785.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Fazilka, Punjab in Ferozpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Fazilka, Punjab, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ferozpur manage online transfers as well as cheque clearances with ease.