IFSC Code of Icici Bank Limited, Kharauri, Chanarthal Kalan, Punjab — ICIC0007764

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Kharauri branch in Fatehgarh Sahib, Chanarthal Kalan, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0007764. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Kharauri, Fatehgarh Sahib

Here are the key points that are associated with the IFSC Code ICIC0007764 of Icici Bank Limited for its branch located in Fatehgarh Sahib, within the district of Chanarthal Kalan in the state of Punjab.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007764 for the Kharauri branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Kharauri, Fatehgarh Sahib, Punjab, are allotted a unique IFSC like ICIC0007764 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Fatehgarh Sahib.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Fatehgarh Sahib and Chanarthal Kalan.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Kharauri reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0007764

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharauri in Fatehgarh Sahib.

For example, the IFSC Code ICIC0007764 of Icici Bank Limited for the Kharauri branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007764 of Icici Bank Limited for its Kharauri branch located in Fatehgarh Sahib, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Fatehgarh Sahib and Chanarthal Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Kharauri or Fatehgarh Sahib to find the exact IFSC Code ICIC0007764.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Fatehgarh Sahib will provide accurate information.

How to Use IFSC Code ICIC0007764 for Online Transfers?

Once you have the IFSC Code ICIC0007764 for the Kharauri branch of Icici Bank Limited in Fatehgarh Sahib, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007764. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0007764.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Kharauri in Fatehgarh Sahib, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Kharauri, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Fatehgarh Sahib manage online transfers as well as cheque clearances with ease.