The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Khamanon branch in Fatehgarh Sahib, Khamanon, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0001994. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Khamanon, Fatehgarh Sahib

Here are some of the key details that come with the IFSC Code ICIC0001994 of Icici Bank Limited for its branch located in Fatehgarh Sahib, within the district of Khamanon in the state of Punjab.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001994
Branch Khamanon
City Fatehgarh Sahib
District Khamanon
State Punjab
Address Icici Bank Ltd., Adarsh Building, Oppfci Godown, Chandigarhludhiana National Highway, Khamanon, Fatehgarh Sahib Dist., Punjab.140810

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001994 for the Khamanon branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Khamanon, Fatehgarh Sahib, Punjab, are allotted a unique IFSC like ICIC0001994 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Fatehgarh Sahib and Khamanon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Khamanon reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0001994

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khamanon in Fatehgarh Sahib.

For example, the IFSC Code ICIC0001994 of Icici Bank Limited for the Khamanon branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0001994 of Icici Bank Limited for its Khamanon branch located in Fatehgarh Sahib, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Fatehgarh Sahib and Khamanon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Khamanon or Fatehgarh Sahib to find the exact IFSC Code ICIC0001994.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Fatehgarh Sahib will provide accurate information.

How to Use IFSC Code ICIC0001994 for Online Transfers?

Once you have the IFSC Code ICIC0001994 for the Khamanon branch of Icici Bank Limited in Fatehgarh Sahib, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001994. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001994.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Khamanon in Fatehgarh Sahib, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Khamanon, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Fatehgarh Sahib manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Khamanon, Fatehgarh Sahib?

The IFSC Code is ICIC0001994.

Is the IFSC Code ICIC0001994 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Khamanon?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khamanon branch?

The address of the branch is Icici Bank Ltd., Adarsh Building, Oppfci Godown, Chandigarhludhiana National Highway, Khamanon, Fatehgarh Sahib Dist., Punjab.140810 located in Fatehgarh Sahib, Khamanon, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.