Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Sector Thirty One Faridabad branch in Faridabad, Faridabad, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Faridabad or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ICIC0004889. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Sector Thirty One Faridabad, Faridabad
Here are some of the key details that come with the IFSC Code ICIC0004889 of Icici Bank Limited for its branch located in Faridabad, within the district of Faridabad in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004889 |
| Branch | Sector Thirty One Faridabad |
| City | Faridabad |
| District | Faridabad |
| State | Haryana |
| Address | Icici Bank Ltd Sco No 63 Huda Market Sector 31 Faridabad Haryana 121003 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Faridabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004889 for the Sector Thirty One Faridabad branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Sector Thirty One Faridabad, Faridabad, Haryana, is provided with a unique IFSC like ICIC0004889 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Faridabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Faridabad and Faridabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Sector Thirty One Faridabad do not get mixed with another location.
Format of the IFSC Code ICIC0004889
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sector Thirty One Faridabad in Faridabad.
For example, the IFSC Code ICIC0004889 of Icici Bank Limited for the Sector Thirty One Faridabad branch has these elements, identifying the bank and the branch location in Faridabad and Haryana correctly.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0004889 of Icici Bank Limited for its Sector Thirty One Faridabad branch located in Faridabad, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Faridabad and Faridabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Sector Thirty One Faridabad or Faridabad to find the exact IFSC Code ICIC0004889.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Faridabad will provide accurate information.
How to Use IFSC Code ICIC0004889 for Online Transfers?
Once you have the IFSC Code ICIC0004889 for the Sector Thirty One Faridabad branch of Icici Bank Limited in Faridabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0004889. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004889.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Sector Thirty One Faridabad in Faridabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sector Thirty One Faridabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Faridabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sector Thirty One Faridabad Faridabad branch is ICIC0004889.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd Sco No 63 Huda Market Sector 31 Faridabad Haryana 121003.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.