Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Faizabadcivil Lines Uttar Pradesh branch in Faizabad, Faizabad, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Faizabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001572. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Faizabadcivil Lines Uttar Pradesh, Faizabad
Here are the key points that are associated with the IFSC Code ICIC0001572 of Icici Bank Limited for its branch located in Faizabad, within the district of Faizabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001572 |
| Branch | Faizabadcivil Lines Uttar Pradesh |
| City | Faizabad |
| District | Faizabad |
| State | Uttar Pradesh |
| Address | Icici Bank Ltd., V Square, 4101 Civil Lines, Faizabad, Faizabad Dist., Uttar Pradesh.224001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Faizabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001572 for the Faizabadcivil Lines Uttar Pradesh branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Faizabadcivil Lines Uttar Pradesh, Faizabad, Uttar Pradesh, are allotted a unique IFSC like ICIC0001572 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Faizabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Faizabad and Faizabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Faizabadcivil Lines Uttar Pradesh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code ICIC0001572
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Faizabadcivil Lines Uttar Pradesh in Faizabad.
For example, the IFSC Code ICIC0001572 of Icici Bank Limited for the Faizabadcivil Lines Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Faizabad and Uttar Pradesh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001572 of Icici Bank Limited for its Faizabadcivil Lines Uttar Pradesh branch located in Faizabad, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Faizabad and Faizabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Faizabadcivil Lines Uttar Pradesh or Faizabad to get the exact IFSC Code ICIC0001572.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Faizabad, you'll get the correct details.
How to Use IFSC Code ICIC0001572 for Online Transfers?
Once you have the IFSC Code ICIC0001572 for the Faizabadcivil Lines Uttar Pradesh branch of Icici Bank Limited in Faizabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001572. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001572.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Faizabadcivil Lines Uttar Pradesh in Faizabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Faizabadcivil Lines Uttar Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Faizabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001572.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., V Square, 4101 Civil Lines, Faizabad, Faizabad Dist., Uttar Pradesh.224001 located in Faizabad, Faizabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.